Table 1. Concolidated balance sheet of commercial banks
Table 1. Concolidated balance sheet of commercial banks (EEK million, end of period) | |||||||||||||
ASSETS | 1993 | 1994 | |||||||||||
31.12 | 31.01 | 28.02 | 31.03 | 30.04 | 31.05 | 30.06 | 31.07 | 31.08 | 30.09 | 31.10 | 30.11 | 31.12 | |
Cash | 546.4 | 541.4 | 485.9 | 453.6 | 414.3 | 469.1 | 508.1 | 504.0 | 542.2 | 538.2 | 587.9 | 610.3 | 649.2 |
Claims on central bank | 1028.4 | 983.4 | 981.8 | 978.6 | 823.1 | 832.4 | 798.8 | 653.4 | 679.9 | 715.2 | 752.4 | 795.9 | 707.4 |
Debt securities guaranteed by the central bank | 59.7 | 59.0 | 55.7 | 59.7 | 51.9 | 88.3 | 41.8 | 51.0 | 59.7 | 59.7 | 51.4 | 45.0 | 59.7 |
Claims on and loans to credit institutions | 1243.7 | 1344.3 | 1246.5 | 1160.8 | 1275.0 | 1424.9 | 1621.1 | 1871.9 | 2016.5 | 2047.5 | 2194.4 | 2203.3 | 2493.6 |
o/w foreign credit institutions | 1150.8 | 1261.1 | 1100.7 | 955.7 | 1100.2 | 1209.3 | 1318.7 | 1541.5 | 1827.1 | 1890.9 | 2027.4 | 2003.0 | 2242.3 |
Claims on government | 294.6 | 294.3 | 291.7 | 293.4 | 296.6 | 337.9 | 337.9 | 314.4 | 332.1 | 372.3 | 376.9 | 412.6 | 448.9 |
o/w central government | 293.1 | 293.8 | 290.7 | 291.3 | 291.2 | 330.3 | 329.3 | 302.6 | 317.5 | 342.6 | 346.1 | 376.9 | 414.0 |
local governments | 1.5 | 0.5 | 1.0 | 2.1 | 5.4 | 7.6 | 8.6 | 11.7 | 14.6 | 29.6 | 30.8 | 35.7 | 34.9 |
Loans to customers | 2734.7 | 2884.5 | 3121.3 | 3362.7 | 3607.7 | 3667.8 | 3784.9 | 3853.2 | 3968.4 | 4035.8 | 4055.8 | 4201.5 | 4234.4 |
o/w financial institutions | 5.2 | 8.1 | 3.2 | 0.0 | 0.0 | 10.0 | 15.2 | 10.2 | 11.7 | 10.2 | 0.2 | 0.2 | 0.2 |
public enterprises | 416.6 | 390.4 | 392.7 | 371.5 | 379.4 | 384.1 | 364.5 | 333.6 | 386.4 | 368.6 | 332.0 | 344.4 | 333.2 |
private enterprises | 2134.0 | 2279.5 | 2493.8 | 2732.0 | 2938.9 | 2947.6 | 3064.4 | 3109.4 | 3142.3 | 3218.2 | 3258.5 | 3381.2 | 3411.8 |
individuals | 179.0 | 206.5 | 231.6 | 259.2 | 289.4 | 326.1 | 340.8 | 400.0 | 428.0 | 438.8 | 465.1 | 475.8 | 489.3 |
Fixed income securities | 0.2 | 0.0 | 0.0 | 10.9 | 6.9 | 30.4 | 57.4 | 70.5 | 218.6 | 275.7 | 329.8 | 344.0 | 445.1 |
Equity participations | 61.1 | 65.2 | 83.9 | 100.5 | 104.6 | 103.0 | 109.5 | 105.5 | 136.6 | 138.2 | 162.5 | 153.9 | 167.4 |
Intangible assets | 19.5 | 16.4 | 14.1 | 14.3 | 14.9 | 15.0 | 15.0 | 15.1 | 18.0 | 17.7 | 17.9 | 18.4 | 15.5 |
Tangible assets | 242.1 | 260.0 | 274.1 | 305.5 | 348.2 | 374.8 | 396.1 | 414.3 | 442.6 | 463.3 | 519.4 | 582.5 | 626.4 |
Settlements with shareholders | 3.5 | 2.5 | 15.7 | 14.2 | 12.8 | 8.9 | 34.1 | 32.4 | 31.1 | 41.2 | 29.5 | 24.9 | 42.6 |
Other assets | 165.2 | 167.2 | 169.6 | 156.8 | 381.3 | 293.5 | 429.5 | 471.4 | 485.0 | 376.6 | 390.0 | 412.4 | 414.3 |
Total assets | 6399.0 | 6618.2 | 6740.4 | 6910.8 | 7337.4 | 7645.8 | 8134.0 | 8357.2 | 8930.8 | 9081.4 | 9467.8 | 9804.8 | 10304.6 |
LIABILITIES | 1993 | 1994 | |||||||||||
31.12 | 31.01 | 28.02 | 31.03 | 30.04 | 31.05 | 30.06 | 31.07 | 31.08 | 30.09 | 31.10 | 30.11 | 31.12 | |
Amounts owed to credit institutions | 466.2 | 436.1 | 407.2 | 519.3 | 530.0 | 559.6 | 687.6 | 580.6 | 582.4 | 594.4 | 609.6 | 644.6 | 810.0 |
o/w foreign credit institutions | 44.7 | 47.9 | 47.6 | 69.3 | 112.0 | 130.8 | 155.2 | 129.6 | 166.1 | 146.8 | 102.5 | 82.2 | 217.6 |
Government deposits | 916.7 | 1197.6 | 1228.6 | 1019.2 | 1478.2 | 1544.4 | 1527.8 | 1650.3 | 1722.8 | 1782.1 | 1977.6 | 1951.0 | 1711.0 |
o/w central government | 527.8 | 781.6 | 856.6 | 720.1 | 1050.1 | 1180.9 | 1108.5 | 1243.1 | 1304.0 | 1375.4 | 1457.3 | 1396.2 | 1180.9 |
demand deposits | 289.4 | 316.5 | 272.2 | 275.2 | 273.2 | 381.3 | 394.6 | 522.0 | 538.2 | 519.7 | 592.4 | 587.7 | 573.3 |
time and other deposits | 75.0 | 77.6 | 123.4 | 94.6 | 152.6 | 175.4 | 176.1 | 174.9 | 190.5 | 230.9 | 198.4 | 226.1 | 252.1 |
local governments | 388.9 | 416.0 | 372.0 | 299.0 | 428.1 | 363.5 | 419.3 | 407.2 | 418.8 | 406.8 | 520.4 | 554.8 | 530.1 |
demand deposits | 369.9 | 397.5 | 354.8 | 286.5 | 407.2 | 340.4 | 399.6 | 390.6 | 399.2 | 389.6 | 498.5 | 525.1 | 492.8 |
time and other deposits | 18.9 | 18.5 | 17.2 | 12.6 | 20.8 | 23.1 | 19.8 | 16.5 | 19.6 | 17.1 | 21.8 | 29.7 | 37.3 |
Government lending and counterpart funds | 219.2 | 231.4 | 231.0 | 280.4 | 298.4 | 301.7 | 308.8 | 308.8 | 319.9 | 338.6 | 502.4 | 507.3 | 525.5 |
Amounts owed to customers | 3851.5 | 3843.6 | 3870.7 | 4029.9 | 3796.3 | 3949.5 | 4093.1 | 4186.0 | 4508.2 | 4494.6 | 4672.3 | 4858.7 | 5225.0 |
o/w financial institutions | 38.7 | 42.4 | 42.5 | 45.3 | 47.1 | 44.2 | 50.4 | 58.4 | 70.6 | 72.8 | 68.2 | 70.7 | 60.8 |
demand deposits | 30.8 | 31.7 | 27.4 | 27.6 | 20.7 | 20.4 | 20.0 | 16.0 | 16.1 | 17.7 | 12.3 | 13.9 | 19.1 |
time and other deposits | 7.8 | 10.7 | 15.1 | 17.7 | 26.3 | 23.8 | 30.4 | 42.4 | 54.5 | 55.1 | 55.9 | 56.8 | 41.7 |
public enterprises | 804.9 | 763.4 | 792.7 | 967.3 | 729.2 | 824.9 | 806.9 | 744.3 | 826.1 | 783.8 | 842.8 | 876.5 | 773.3 |
demand deposits | 714.6 | 671.1 | 703.9 | 867.1 | 635.7 | 734.1 | 721.8 | 666.0 | 736.6 | 713.5 | 742.4 | 758.2 | 685.9 |
time and other deposits | 90.3 | 92.3 | 88.8 | 100.2 | 93.6 | 90.8 | 85.0 | 78.3 | 89.6 | 70.4 | 100.5 | 118.4 | 87.4 |
private enterprises | 1943.5 | 1874.5 | 1861.6 | 1813.7 | 1801.0 | 1854.4 | 1956.5 | 2048.8 | 2236.5 | 2241.3 | 2313.7 | 2401.2 | 2792.4 |
demand deposits | 1725.5 | 1670.6 | 1681.0 | 1628.7 | 1612.7 | 1685.5 | 1769.9 | 1844.9 | 1981.1 | 2010.3 | 2025.1 | 2141.2 | 2408.3 |
time and other deposits | 218.0 | 203.9 | 180.6 | 185.0 | 188.3 | 168.9 | 186.5 | 204.0 | 255.5 | 231.0 | 288.6 | 260.0 | 384.1 |
individuals | 1064.5 | 1163.3 | 1173.9 | 1203.6 | 1219.0 | 1226.0 | 1279.3 | 1334.5 | 1375.0 | 1396.6 | 1447.6 | 1510.2 | 1598.5 |
demand deposits | 772.0 | 789.6 | 806.1 | 814.6 | 818.5 | 826.4 | 870.5 | 907.7 | 935.7 | 952.0 | 982.4 | 1045.1 | 1127.8 |
time and other deposits | 292.5 | 373.7 | 367.8 | 389.0 | 400.6 | 399.7 | 408.8 | 426.8 | 439.2 | 444.6 | 465.1 | 465.2 | 470.7 |
Other liabilities | 262.4 | 254.2 | 320.0 | 407.3 | 561.4 | 604.8 | 759.4 | 852.6 | 938.2 | 1048.0 | 909.5 | 1001.1 | 1146.1 |
Bank capital | 683.0 | 655.2 | 682.9 | 654.8 | 673.2 | 685.8 | 757.3 | 778.8 | 859.3 | 823.6 | 796.4 | 842.1 | 887.0 |
o/w share premium account | 395.4 | 409.0 | 450.0 | 479.7 | 493.8 | 469.5 | 550.1 | 581.1 | 603.6 | 499.2 | 516.0 | 511.6 | 559.7 |
provisions | 142.2 | 113.8 | 118.6 | 153.5 | 153.6 | 179.0 | 176.8 | 155.2 | 215.2 | 284.7 | 293.4 | 310.9 | 244.2 |
retained profit or loss | 145.5 | 132.4 | 114.3 | 21.6 | 25.8 | 37.3 | 30.4 | 42.6 | 40.5 | 39.7 | -12.9 | 19.6 | 83.1 |
Total liabilities | 6399.0 | 6618.2 | 6740.4 | 6910.8 | 7337.4 | 7645.8 | 8134.0 | 8357.1 | 8930.8 | 9081.4 | 9467.8 | 9804.8 | 10304.6 |